Maybe it would be better

I think having savings accounts is a great idea, but I don’t actually have one. We used to, back when we had money to put into it, but not as of late. The only time we get anything extra, is when we get our tax return. But most of that gets used up pretty quick and whatever is left, I just split up in my Quicken program. I know that’s probably making it more complicated, but that’s what I’ve been doing. It really would be better to have a separate account. We’ll have to talk about setting a new one up soon.