I had a bad stomach ache recently and there was one day where it came on in the middle of the night. Ouch! At that time I remember thinking crap, if I had to go in to the hospital, how would we ever pay for it? I still don't have insurance for myself but I also don't go to the doctor that often. Awhile ago I looked through different insurances I could get through my state. If I lived in North Carolina, I'd look at short term health insurance NC. But I'm not, so I look in my state. I found a ton and many that didn't charge much for much coverage. Which would be perfect because small things aren't bad, but if something big happened, then I'd have something to cover me. We'll have to see what we can do.